Advance Rate Model

American Horizon Financial’s Advance Rate Model is the most effective and holistic way to assist medical providers. AHF advances a portion of money on a case or a tranche of cases and then splits the proceeds with the medical provider after the case has settled.

Reduce Underwriting Workload,
Keep a Stake in the Settlement

The Advance Rate Model relieves medical providers from the burden of underwriting personal injury cases and navigating the administrative burden of recovering settlements. This model is designed for medical providers who want to stay involved in the case and take a share of the upside when cases settle. This hybrid solution provides immediate capital for expenses and mitigates risk for all parties.

This model allows attorneys to work directly with chosen medical providers and makes it possible for patients to enter a preferred medical network the day they bring their case to an attorney. Attorneys call AHF when they have clients who need treatment. AHF connects clients to a network of physicians with pre-negotiated fee schedules, creating a seamless experience, much like managed care.


AHF makes it easy for its network of healthcare providers to provide comprehensive treatment to their patients. Healthcare providers can customize the program and take advantage of AHF’s advance rate servicing options to create their best program.

Concierge Services

AHF has developed relationships with industry leading healthcare companies to manage health care related administrative tasks, similar to a typical health insurer. This enables AHF to focus its resources on underwriting, deploying capital, and managing portfolio risks.

Benefits of the Advance Rate Model

For Patients

  • Prompt and efficient access to proper medical care
  • Access to extensive network of top tier Board Certified Physicians
  • Sensible rates that fall within the fair health pricing guidelines
  • Access to concierge services

For Attorneys

  • Single point of contact for all liens
  • Access to top tier board certified physicians with reasonable billing
  • Efficient settlement of cases by efficiently by eliminating the need to negotiate with multiple providers

For Medical Providers

  • Prompt payment
  • Avoiding losing cases and long settlements
  • New referrals from AHF's extensive network of personal injury attorneys
  • Fee schedule that pays better than managed care

Toll Free: 1 (800) 566-3140 – Local: (954) 719-6000 – Fax: (954) 697-3100
Address: 5571 N. University Dr. Suite 104, Coral Springs, FL 33067

Toll Free: 1 (800) 566-3140

Local: (954) 719-6000

Fax: (954) 697-3100

Address: 5571 N. University Dr. Suite 104, Coral Springs, FL 33067