At American Horizon Financial, we value the importance of protecting your personal information. We obtain information and documents relative to your transaction. With your authorization, we may obtain additional information from parties who may have an interest in your insurance policy or annuity contract, including the insurance company, insurance producer, health care providers, credit reporting agencies, your representatives and/or advisors. American Horizon Financial will not disclose your information unless required by law to do so.
With your authorization, we may be required to disclose your nonpublic personal financial information to agencies and companies providing services to us related to your transaction. American Horizon Financial applies the same policies to former customers that it applies to current customers.
American Horizon Financial will communicate with you via e-mail or other online delivery devices only if you agree to receive those communications. Persons who believe they are receiving our communications in error, or no longer desire to receive them, should inform us by emailing email@example.com and put remove me in your subject line and we will you from our mailing list.
American Horizon Financial will be judicious in the use of e-mail and paper mail to communicate with you. We will, at all times, put ourselves in the place of the recipients of our mail and treat you as we ourselves would like to be treated. If you wish to update or correct the personal information about you held by American Horizon Financial, or if you have any questions about this privacy statement, the practices of this site, or transactions with us, please email firstname.lastname@example.org with your changes.
We may request non-public personal information about you from some or all of the following sources:
Public Records, such as a drivers license number, judgments, liens, bankruptcies, divorces, probate, and other civil and criminal court proceedings; Employment Information, such as your occupation and employer; and General Information, such as birth date, phone, fax, email, street, and mailing address.
What type of information is collected through the website?
The only information gathered through American Horizon Financial’s website is the information that a visitor to our site chooses to provide by filling out an online application or information request forms, which is provided to American Horizon Financial together with a code that identifies the web page that referred the user to our website. We understand that some of our customers do not want their information shared with non-affiliated third parties for marketing purposes. American Horizon Financial does not participate in this practice. We may disclose some or all of the non-public personal information we obtain about you to the following types of affiliated third parties:
We may share your non-public personal information with affiliated service companies so that they may underwrite applications and service and collect payments pledged or assigned by you.
We are permitted by law to share non-public personal information about you with regulatory agencies in connection with the regulation of our business; law enforcement or other governmental authority to protect our legal interests or in cases of suspected fraud or illegal activities; persons authorized by subpoena, warrant or other court order as required by law; businesses that help us maintain our databases, security systems and website; Information bureaus that assist us in verifying information on your application.
In certain limited types of transactions, we may need to collect medical information to assist in underwriting of your transaction. We do not use or share it internally or externally, for any purpose except in the completion of your transaction.
To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we have put into use appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect.
If you feel that this site is not following its stated information policy, you may contact us at the above address or telephone number.
If our practices change, we will post the changed policy to our website. We reserve the right to change this policy at any time.